COMPREHENSIVE ANALYSIS

ASSET MANAGEMENT

INVESTMENTS

FINANCIAL PLANNING

119 S. 7th Street 
Richmond, IN 47374
T: 800-953-8842
F: 419-793-0544
evan@crownfinancialconcepts.com

PRODUCTS AND SERVICES

We are first a financial planning firm. As such, any eventual product recommendations are based on a thorough analysis of your situation:

COMPREHENSIVE ANALYSIS

This will cover the six key areas of financial planning described below:
 
1. Financial Position - net worth & cash flow, debt structure, liquidity etc.
 
2. Risk Management - life, disability, liability, health, property & casualty insurance issues.
 
3. Investment Planning - portfolio structure, goal analysis, college funding constraints, income management, tax efficiency etc.
 
4. Income Tax Planning - forward looking strategies for reducing future income taxes, balancing tax-favored vs. unrestricted investment programs, with a focus on after-tax returns.
 
5. Retirement Planning - determining the appropriate amounts and methods for either accumulating funds for your retirement through use of company sponsored and individual investments OR insuring your portfolio is properly positioned for maintaining your purchasing power throughout your retirement.
 
6. Estate Planning - insuring that your estate goes to whomever YOU choose with minimal or zero estate taxes by properly structuring ownership of assets, beneficiary designations, wills, trusts, etc.

ASSET MANAGEMENT

Ongoing portfolio design and modification, along with implementation, supervision and maintenance of any approved investment strategies. Note: this is not to be confused with discretionary trading authority. We do not exercise discretion in trading client accounts beyond any pre-approved strategy that we have discussed and you fully understand.

INVESTMENTS

In addition to the planning and asset management services discussed above, we also work with a large number of mutual fund, insurance, annuity, real-estate and trust companies, as well as offer traditional brokerage services (excluding futures and options trading.) It is important to understand that we are an independent advisory firm and are therefore not required to use any particular investment TYPE or COMPANY. We have the flexibility to implement your plan recommendations with the most suitable investments available.

• Equities - Stocks, Bonds, Munis, Mutual Funds, UITs, ETFs
• Insurance - Life, Long Term Care, Disability
• Annuities - Fixed, Indexed, Variable
• Real Estate - REITs, Funds, Limited Partnerships
• Tax Favored - Tax credit programs, Oil & Gas, 1031 exchanges
• Retirement Plans - IRAs (traditional, Roth, SIMPLE, Education),
  401(k) and 403(b), Money Purchase

FINANCIAL PLANNING